Total input financing designed to meet the needs of your operation.

Convenience & Flexibility.

A line of credit with Southern FS offers you convenience and flexibility.  All the purchases you make with us may be automatically applied to your FS Agri-Finance account, which makes running your farming operation much easier.

We provide personalized service.

 Credit limits, loan terms, conditions and repayment plans are established based on your operation's schedule and requirements.

We can save you time and money.

All FS Agri-Finance loan offers are designed to help our growers reduce risks increase profitability.  We take a straight-forward approach to operational financing with these time and money saving principles:

  • Pay interest only on the money actually used (not on the approved line of credit)
  • No hidden fees or charges
  • No penalties for early repayment
  • Match loan payments to marketing plans and seasonal cash flow
  • Increase your operation's liquidity to effectively utilize cash flow
  • Next year's financing needs may be arranged before current year loan is repaid
  • Very competitive interest rates and terms
  • Take advantage of cash discounts and eliminate late charges on open trade accounts